Click here for the exact wording of Title 12 U.S.C § 411

I am not exactly sure where to put this thread at but I just wanted to let everyone know that I did not have any problems cashing a recent pay check at a local bank with the following endorsement, in red ink and signed in blue ink.

Redeemed in Lawful money pursuant to Title 12 U.S.C § 411

I will comment the teller looked at and seemingly read the endorsement twice before confirming my name with the ID I provided. In short the teller quietly and without question cashed the pay check and I left with US notes posing as FRN.

I am not sure if the teller, specifically, knew the implications of the endorsement but I am certain someone at the bank will.

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*As a personal note: I am not trying to be argumentative nor am I trying to steer the topic off subject. I, like many other people, am trying to sort through the mass amount of information that is on the internet for this particular topic. I furthermore recognize the fact that a great deal of people here are not lawyers, attorneys, nor are they attempting to practice law. *